Storm Disaster Recovery & Roof Mitigation

A properly installed emergency roof tarp using commercial 10-mil woven poly and wood furring strips screwed into rafters is rated to withstand weather for 90 days. It is intended as temporary mitigation while insurance claims are adjusted and permanent roofing supplies arrive.

Insurers frequently argue that granule loss and shingle cracking are pre-existing age defects. Proper forensic documentation involves test squares, chalking indentations, and documenting spatter marks on metal roof vents to objectively prove recent hail impact.

Yes, if the wind created an opening in the roof or exterior envelope (such as torn shingles or a broken window) through which rain entered. However, water that pools on the ground and seeps under doors is considered rising floodwater and requires separate flood insurance.

No. Fallen trees create dangerous torsion and downward loading on roof trusses. Lifting the tree incorrectly can trigger sudden truss collapse. Structural shoring walls must be erected inside the attic before crane crews remove tree trunks.

Take extensive photographs of all damage before anything is moved, contact a licensed contractor for emergency roof tarping and board-up to prevent secondary water damage, and notify your insurance carrier to open an incident file.